The Digital Collector
A Robust In-House Debt Recovery SolutionThe Digital Collector
A Robust In-House Debt Recovery Solution
Digital Collector Sample Call

In-house Collections
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- Feature-rich fully managed Software-as-a-Service in-house collection solution.
- Collect up to 60% of recoverable funds from your bad monthly debt file in-house, avoiding sending those accounts to your collection agency.
- No cost to implement – Pay only for the Digital Collector’s results.
- Go live in 30 days or less.
- Programmatically Call, SMS, and Email to solicit payment on your past-due accounts, prior to submitting them to 3rd-party collections.
- Resulting in significantly fewer accounts submitted to your collection agency.
- PCI DSS & FDCPA compliant.
- 30 Years of debt collection experience.

The Process
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- Submit your monthly collection file to ACM 30-45 days prior to submitting it to your collection agency.
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During that period, the Digital Collector will execute strategically-scheduled Calls, SMS Messages, & Emails, requesting payment on their past-due account.
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The Digital Collector integrates with your existing credit card processor, giving you immediate access to all funds collected.
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Ability to transfer callers to your live agents.
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Accounts not collected by the Digital collector can be forwarded to your collection agency, or to ACM’s call center staff for further in-house collection efforts at rates lower than you are paying your current collection agency.
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Inbound & outbound dialing strategies & solutions.

AI + Automation
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The Digital Collector provides the patient with all account details, including dates of service, service location, attending physician, and payment and insurance billing history and payments.
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The Digital Collector will create an in-house payment plan portfolio, eliminating future collection agency fees.
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Patients appreciate being contacted by your hospital versus a collection agency regarding their past-due account.
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Eliminates alienation.
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The Digital Collector can transfer calls to your internal customer service representatives.
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Reduce collection costs on past-due accounts by up to 75%.
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Immediate access to all funds collected.
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Benefits
Collect more money in-house, for less.
Automated payment plans
Reduce number of accounts sent to your collection agency.
Eliminate patent alienation
Compliance

PCI DDS Compliant

HIPPA Compliant

FDCPA Compliant

NACHA Compliant